No Fault Accident

Hah! I am not the only one that has done this! (video from 10 Daily Things)

I once got out of my car, which is a manual transmission, to run back into my second story apartment and forgot that I had pulled it out of gear. Apparently my driveway was not entirely flat (you’d never know by looking at it) and so when I came back out my car wasn’t where I had left it….it had rolled back into my neighbors SUV (which was parked illegally btw).

No damage to my car, but a lovely dent in the SUV. So after I explained to them what happened and gave them my information I got a call from their insurance agent to verify the accident. It was an interesting conversation:

Agent: I’d just like to verify that you were involved in an accident with [neighbor's name] vehicle.

Me: No, my car was involved in an accident with their vehicle, I wasn’t in it at the time.

Agent: So, you didn’t hit their SUV?

Me: NO, my car hit their SUV, I was upstairs in my apartment.

Agent: I don’t understand, could you explain that please?

Me: I accidently left my car out of gear and our driveway apparently isn’t flat because my car rolled back and ran into their SUV. I wasn’t driving it at the time.

Agent: I don’t know how to classify this.

Me: I’m sure you’ll think of something.